Home Loans
Get started on your Home Loan journey
Home Loan Documents Required
| Identity Proof (any one) | Residence Proof (any one) | Other Documents | |
|---|---|---|---|
| Driving License | Copy of Electricity Bill/Water Bill/Telephone Bill | Employer Identity Card | |
| PAN Card | Copy of valid Passport/Aadhaar Card/Driving License | Duly filled loan application form affixed with 3 passport size photographs | |
| Voter ID | Loan account statement for the previous 12 months if the applicant has any other ongoing loan from other banks/financial institutions | ||
| Valid Passport | Bank account statements for all the bank accounts owned by the applicant for the last six months |
Income Proof Documents
| For Self-employed Applicant/Co-applicant: | For Salaried Applicant/Co-applicant: | |
|---|---|---|
| Income Tax Returns for the last 3 years | Salary Slips for the last three months | |
| Certificate of Qualification (for Doctors/CA and other professionals) | Copy of Form 16 or Income Tax Returns for the last two years | |
| Balance Sheet audited by a certified CA and Profit and Loss account for the previous 3 years | ||
| Business License Details | ||
| Business address proof | ||
| TDS Certificate |
Home Loan Eligibility
| Eligibility Criteria | Requirement | |
|---|---|---|
| Age | Minimum Age: 18 years and Maximum Age: 70 years | |
| Resident Type | The applicant must be (any one):
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| Employment | The applicant can be (any one):
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| Net Annual Income | At least Rs.5-6 lakh depending on the type of employment | |
| Residence | The applicant must have (any one):
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| Credit score | A good credit score of at least 750 or more obtained from a recognised credit bureau |
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